Nick Schnieders
MS, CFP®, RICP®
Assistant Vice President
Financial Planner, LPL
3533 Country Club Dr.
Jefferson City, MO 65109
By delegating your retirement planning to us, you can spend your time doing what’s most important to you.
My passion for financial planning began in a high school personal finance class, where I was introduced to the idea that small financial decisions can have a profound impact over time. Growing up in a family of seven, I saw firsthand how money can be both a source of opportunity and a source of stress. Those experiences sparked my desire to better understand personal finance, achieve my own goals, and ultimately help others do the same.
Today, I serve as a Financial Planner, LPL with Central Investment Advisors, specializing in financial planning and retirement income planning. As a CFP® professional and RICP® professional, I help clients navigate important financial decisions and develop strategies designed to support a confident and sustainable retirement. While our primary focus is serving pre-retirees and retirees, I also enjoy working with young professionals, families, and business owners who are looking to build a strong financial foundation for the future.
I earned my bachelor’s degree in finance from Missouri State University and my master’s degree in personal financial planning from the University of Missouri. My approach combines technical expertise with a commitment to exceptional service, ensuring clients feel informed, cared for, and supported throughout the planning process.
Outside of work, I enjoy traveling to a new destination each year, following Missouri sports, and staying involved in the Jefferson City community. I am a member of the Rotary Club of Jefferson City West, Jefferson City Young Professionals, and serve on the Governing Body of United Way of Central Missouri. I am also an active parishioner of the Cathedral of St. Joseph. My wife, Grace, and I are both proud Jefferson City natives and enjoy being part of the community we call home.
I believe financial planning is about more than numbers; it’s about helping people align their financial resources with the life they want to live. Whether that means preparing for retirement, creating a sustainable income strategy, or building long-term financial security, my goal is to provide guidance that is thoughtful, practical, and centered on what matters most to each client.
Achievements:
- CERTIFIED FINANCIAL PLANNER®
- Retirement Income Certified Professional®
- Graduate of Missouri State University - Bachelor of Science in Finance
- Graduate of the University of Missouri-Columbia - Master of Science in Personal Financial Planning
“There is always strength in numbers. The more individuals or organizations that you can rally to your cause, the better.”- Mark Shields
Our four-person team stands ready to serve you and your family’s financial needs. We have the expertise and experience to navigate many complex investment and financial situations with you- you don’t have to do it on your own!
We have surrounded our clients with some of the best individuals and organizations to help manage their financial matters. We look forward to assisting you too. Your success is our motivation!
Why Choose a CERTIFIED FINANCIAL PLANNER™ Professional?
Most people think all financial planners are “Certified,” but this isn’t true. Anyone can say they are a “financial planner”. Individuals who fulfill requirements established by the Certified Financial Planner Board of Standards, Inc. have demonstrated a high level of competency, professionalism, and ethics. Only those financial advisors who have completed the rigorous education and testing requirements can claim the CFP® distinction.
What can you Expect Working with a CERTIFIED FINANCIAL PLANNER™ Professional?
CFP Board Rules of Conduct require CFP® Professionals to put your interests ahead of their own at all times and to provide their financial planning services as a “fiduciary.”
Your personal information is safeguarded and never shared with anyone without your prior written approval.
Fees and costs associated with any investment plan or product are disclosed to you prior to being charged or collected
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes the use of by individuals who successfully complete CFP Board initial and ongoing certification requirements.
Client-Focused Wealth Management
Central Investment Advisors focuses on you and the unique set of financial circumstances you and your family face. Getting to know you and understanding your personal needs allows us to create a customized wealth management strategy aligned with your short- and long-term objectives. By building a lasting, personal relationship with you, we are able to help you anticipate needs and plan for the future.
Strategies for Your Wealth Management Needs
We help you create a personalized financial strategy based on your lifestyle goals. Using our discovery process, we work with you to build an appropriate plan that supports your objectives, and then monitor it to help you stay on track. Our services and strategies include:
- Retirement planning
- Business strategies
- Investment planning
- Small Business strategies
- Estate planning
- Insurance
- Education planning
- Risk management
- Tax strategies
- Gifting strategies
Neither LPL Financial, nor its registered representatives, offer tax or legal advice.