By: Josh Terrell

Assistant Vice President

LPL Financial Advisor

As long as I can remember I have loved to read a good book. Whether it is for the enjoyment of escapism or to accumulate knowledge in a specific area, books always have me covered. As a Financial Advisor, I enjoy books that help me become a better investment advisor over time. While there are dozens of books that come to mind, I have narrowed it down to the following 3 books that every person should read if they are wanting to start building their financial wealth.

1. Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones by James Clear.

   While this is not necessarily a finance book, it is a book that details the habits needed to start building wealth. A large part of beginning to invest is the mentality of being able to budget and knowing how to not only spend your money, but also how to save it. This is always one of the first books I recommend because not only can it help you begin your wealth management journey, but it can help you with your everyday mentality.

2. Rich Dad Poor Dad by Robert T Kiyosaki

   This book is a great place to start your savings journey because it breaks finances down in a way that everyone can understand it. It is similar to Atomic Habits in the fact that it focuses on getting you into the correct mental space to start investing but does so in a more financially focused way.

3. The Intelligent Investor by Benjamin Graham

   I’ll admit this is a basic pick but there is a reason why the author, Benjamin Graham, is known as the “Godfather of Value Investing”. The first time I read this book, I was a finance student, and it immediately changed the way I thought about investing. While the original version was written nearly 65 years ago, many of its principles still hold up and can elevate anyone’s perception of what it means to invest.

These three books each offer a unique perspective and collectively offer a comprehensive roadmap for anyone seeking to embark on the path to saving and investing.